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Melanie Hines
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With over 20 years of experience in Financial Aid, I developed a deep understanding of guiding individuals through complex financial decisions. My passion for helping people achieve their long-term goals led me to transition into the mortgage industry, where I now assist individuals and families in securing home loans to build generational wealth.
I recognize that the same students who once trusted me to navigate their educational investments are now looking for guidance in homeownership. I take pride in educating and empowering my clients, ensuring they have the knowledge and resources needed to make informed financial decisions.
I thrive in collaborative environments, working alongside like-minded professionals who share my commitment to serving families across all credit backgrounds. My approach is built on integrity, personalized service, and a genuine dedication to meeting each client’s unique needs. Whether they are first-time homebuyers, refinancing, or expanding their real estate portfolio, I am committed to making the mortgage process as seamless and stress-free as possible.
NMLS#: 1666686
Company NMLS#: 320841
Spoken Language: English
          Rates So Low Because...
We shop at
                    
                    232 lenders
                    demand
                          We                   
                  
                    our lenders give you
                     better rates
                    (we negotiate for you)
We cut our profit, so you can
                      
                      more money
                    save 
OUR ACCOMPLISHMENTS
232+
Number of Lenders
14800+
        
        
        
        
        
        
        
(Avg. 5.0) Google Reviews
      
2222+
Loan officers
48
Licensed states
                What makes us 
                different?
              Comprehensive rate comparisons across multiple lenders
Provide customized,
            real-time rate quotes
              Immediate notification of any market rate movement

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Fast funding,
easy application.
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